Definition: The word 'met insurance auto' refers to a type of insurance that covers damage caused by an accident or theft to an auto vehicle, including any physical damages such as cracks in the tires, structural damage like broken windows and doors, water damage, and engine failure. Definition: Met insurance auto is a type of comprehensive car insurance that typically includes coverage for collision (damage to the vehicle) plus liability (the driver's fault for causing damage). It also covers other types of losses like structural damage, water damage, and mechanical breakdowns. Coverage can vary based on the make, model, and condition of your vehicle, and the type of damages you are covering.